Free Rate Quote

You can always call or email me for a free rate quote.

judy.k@sierrapacificmortgage.com 757.620.8698 Or you can fill out a secure online application here for a free detailed quote: HERE

Having your financial documents organized can help facilitate the loan process. Here is a list of items that you will have to send to your loan officer:

For a Purchase Loan:

  • 2 years W-2 and current paystub
  • Last 2 years tax returns (If self-employed)
  • 2 months copies of personal bank statements
  • Asset statement (401K, brokerage accounts, mutual funds, stocks, etc)
  • Signed loan application (I’ll send this to you)
  • Driver’s license (zoomed copy works best)
Check out my post on homebuyer tips of what to avoid before you buy a home.

For a Refinance Loan:

  • 2 years W-2 and current paystub
  • Last 2 years tax returns (If self-employed)
  • 2 months copies of personal bank statements
  • Asset statement (401K, Brokerage Accounts, Mutual Funds, Stocks, etc)
  • Signed loan application (I’ll send this to you)
  • Recent mortgage statement
  • Homeowners insurance declarations page
  • Driver’s license (zoomed copy works best)

Judy Karp Kristensen Senior Mortgage Loan Officer 757.620.8698 (direct) 

Judith.kristensen@sierrapacificmortgage.com

NMLS # 266551. 4112 Innslake Dr, Suite B, Glen Allen, VA 23060

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